Tuesday, September 2, 2014

Financial advice

credit report

maintains information about you and your credit history. This information is gathered on an ongoing basis from many sources that have extended you credit.
 
  1. Pulling your own credit report will lower your credit score.
  2. If a bill or debt isn’t reported to the credit bureaus, missing a payment won’t affect your credit score.
  3. Disputing accurate information will remove it from your credit report
credit score
a number assigned to a person that indicates to lenders their capacity to repay a loan.
1. Whether you’ll be approved for credit cards, car loans, and student loans
2. What interest rate you’ll get on these loans
3. The cost of your car insurance


1. Protect your Social Security number
2.Polish your password practices
3.Be mysterious on social networks

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